Introduction
When considering the purchase of a pontoon boat, understanding the overall costs involved is essential for making an informed decision. Pontoon boat costs can vary widely based on factors such as size, features, brand, and whether you’re buying new or used. Beyond the initial price, there are additional expenses like maintenance, insurance, storage, and accessories to consider. In this article, we’ll break down the different costs associated with owning a pontoon boat, helping you navigate your budget and find the perfect boat to fit your needs and lifestyle.
Factors That Impact Pontoon Boat Cost
Several factors impact the cost of pontoon boats, including: size, engine size, features and accessories, new vs. used, and ongoing operating expenses all contribute to the long-term investment in a pontoon boat.
Size
Pontoon boats come in different lengths and sizes. The length of a pontoon boat is a huge determinant of its price. Longer pontoon boats require more material to construct, possess more features and amenities, and require a larger outboard motor.
Engine Size
The engine of a boat serves as its powerhouse. The size of a pontoon boat usually determines the size of its engine. A pontoon boat with a bigger engine will cost more than one with a smaller engine. That said, pontoon boats have a variety of boat engine sizes ranging from 25HP to 450HP. The engine of a pontoon boat alone can cost $6000-$80,000. Hence, it is crucial to factor in the boat’s engine size when shopping for a pontoon boat.
Features and Accessories
Pontoon boats are manufacturer using various layouts, trim levels and accessories.
Most pontoon boats follow the traditional layout, which is a captain seat, a rear lounge, and a front lounge. However, some pontoon boats have added features like fishing chairs, a bar top, Bimini tops, and enclosures. Such models come at a higher cost.
The trim level of a pontoon boat is often referred to as the classes or series. High-end level trims on a pontoon boat will include top-grade furniture, digital controls, GPS units, high-power audio systems, etc. Needless to say, a pontoon boat with high-end level trims will cost more than those with medium or low-level trims.
Other accessories that one may need to factor into the budget includes toys, safety gear, trailer, and flares. While some of these accessories may be optional, others may be mandatory by law. Hence, it is essential to check in with the state’s boating law to have a well-planned budget.
New vs. Used
When comparing new vs used pontoon boat costs, new boats generally come with a higher price tag due to the latest features, warranties, and customization options. However, they offer peace of mind with less likelihood of immediate repairs. Used pontoon boats, on the other hand, can offer significant savings, but may come with more wear and potential for maintenance or upgrades.
Operating and Maintenance
After the initial upfront cost associated with the new or used pontoon boat, there are additional costs associated with operation and maintenance. These costs include but are not limited to: insurance, registration, storage, fuel, repairs, paint, and so much more. Later in this article we break down each of these costs.
Pontoon Boat Cost By Size
The size (length and width) of a pontoon boat will greatly determine its price. As one already knows, pontoon boats come in small, medium, and large sizes. A large pontoon boat will cost significantly more than its counterparts.
Small Pontoon Boats
Small pontoon boats are pontoon boats <20′ long. They usually come with two pontoons about 24″ in diameter installed underneath. They have widths of about 6′ – 8′. A small-sized pontoon boat can fit two people at a time. They can go for as low as $2,500 or as high as $14,500.
Medium Pontoon Boats
Medium pontoons measure 20′ – 24′ long. For width, they measure between 8′ – 10′. Medium-sized pontoons sometimes have three pontoons (tritoon) installed underneath. Medium pontoon boats can hold four to eight passengers. The cost of these boats range from $18,000 to $30,000.
Large Pontoon Boats
Large pontoon boats are >24′ long, and they are >12′ wide. Large-sized pontoon boats can fit a dozen or more people at a time. They cost around $40,000 – $80,000. Mammoth-sized pontoon boats, however, can cost upwards of $100,000.
Pontoon Boat Cost By Type
The make of a pontoon boat will also affect its price. For instance, a pontoon boat made primarily for fishing will have fewer features. Hence, it will cost less than a pontoon boat made for luxury.
Fishing Pontoon Boats
Fishing pontoon boats come with a spacious deck where anglers can keep live wells, tackle, rods, and fishing equipment. These pontoon boats typically have fewer seats on board, but the seats on the boat have swivel bases and rod holders. Fishing pontoon boats often come with a shallow draft which is good for fishing. They usually do not come with entertainment accessories. Fishing pontoons may cost between $15,000 – $25,000.
Water Sport Pontoon Boats
Water sport pontoon boats are made for water enthusiasts who want to tow water skiers, tubes, or wakeboards with pontoons. They come equipped with metal sport arches and can be customized with graphic paint for a stylish look. The most important feature of this type of pontoon is its engine. To haul people and equipment fast, watersports pontoons have larger engines. For all of these reasons, they cost between $25,000 – $35,000.
High Performance Pontoon Boats
High performance pontoon boats are for riders who prefer speed. These boats come with an aluminum tube at the front, which allows them to move at high speeds. It has two hulls that are flat and positioned close together to give the boat a narrow profile. The cost of a high performance pontoon depends on the size and the engine. Generally, they cost around $30,000 – $40,000.
Luxury Pontoon Boats
As the name implies, luxury pontoon boats are made solely for luxury. This means that they come with high-end features such as audio systems, bars, LED lighting, comfortable furniture, quiet engines, and a spacious design. As expected, luxury pontoon boats are pretty expensive with prices starting from $50,000.
Entertainment Pontoon Boats
Entertainment pontoons are made for large groups of family and friends. These boats are spacious with large decking and a widely spaced lounge. Many of the models come with special features for entertainment. Hence, users can expect sound systems, beverage amenities, towing equipment etc. The price of these boats varies depending on their features and the size of the engine. Typically, they cost $40,000 – $80,000.
How Much Does A New Pontoon Boat Cost?
The price of a brand new pontoon boat depends on the brand and the boat’s features. Also, several factors like the hull, engine type, size, and construction materials will determine how much one will pay for a new pontoon boat. In general, new pontoon boats can go from $10,000 – $80,000. Ultra-large pontoon boats with luxury features can cost $100,000 – $200,000.
The best thing about buying a brand new pontoon boat is the peace of mind that comes with it. The user can be assured that there will be no wear and tear on the boat, and they have a factory warranty in case of mishaps. Also, buying a brand new pontoon boat allows users to customize the boat to their preference.
Pros Of Buying A New Pontoon Boat
- They come with a warranty.
- New pontoon boats come in pristine condition.
- The user does not have to spend money on unforeseen damages.
- The buyer can easily reach the dealer for future inquiries.
Cons Of Buying A New Pontoon Boat
- They are usually cost $5,000+ more than the used version.
- The user may need to spend more money on customization.
How Much Does A Used Pontoon Boat Cost?
Again, the price of a used pontoon boat depends on its feature and brand. A used pontoon boat from a reputable brand will cost more than a used pontoon boat from a lesser-known brand. Other factors like the boat’s features and qualities will also come into play regarding the price of a used pontoon boat.
The price of an old, no-frills used pontoon boat will be around $10,000 – $15,000. However, used pontoon boats made with high-quality material and features may stretch to $80,000.
The reason one can find used pontoon boats at a significantly lower price than new models is because pontoon boats depreciate. Generally, pontoon boats will decrease in value about 25% – 35% after the first year of use. Hence, it is an economically wise decision to go for a used pontoon boat. However, it is essential to observe due diligence when purchasing a used pontoon boat as one misstep can cost thousands of dollars to repair.
Pros Of Buying A Used Pontoon Boat
- It is more economical than buying a new pontoon boat.
- They have been time-tested against the elements.
- The buyer may enjoy pre-installed accessories.
- It is possible to get a high-quality model at a lower price.
Cons Of Buying A Used Pontoon Boat
Even though it may seem cost-savvy to spend less on a used pontoon boat, it is vital to understand that it may hold a lot of risks.
- It may come with hidden damages causing the user to spend more.
- There is no warranty.
- The user may not be pleased with the accessories installed by the previous owner.
- It has a decreased lifespan and resale value.
Pontoon Boat Operating and Maintenance Costs
The price of the vessel itself is not the only thing to consider when it comes to cost. One will need to make a separate budget for maintenance to ensure the smooth operation of the boat. Also, consider adding upgrades and accessories to heighten the pontoon cruising experience.
Operating Costs
Operating costs are the unavoidable expenses that every boat owner incurres needs to make for the sake of their boats.
- Gas: Marine fuel costs range from $3 – $5 per gallon. Waterway Guide provides an up-to-date fuel price list for marinas across the US.
- Paint: It is essential to paint the bottom of a pontoon boat regularly to prevent algae buildup. The size of the boat determines how many gallons of paint will be needed. A gallon of paint may cost $50- $60.
- Marina Rental Cost: Docking the boat at a marina may cost $150 – $500 per month depending on the marina.
- Maintenance And Cleaning Cost: Maintaining the boat may cost $1000 annually. As for cleaning, expect to pay about $450 annually.
- Boat Insurance: It is always a good idea to ensure one’s properties- including boats. Boat insurance ranges from $300- $500 per year.
- Taxes And Registration: Cost varies by state. A person should endeavor to check their state laws on boat ownership.
Accessory and Upgrade Costs
Below is the cost of a few typical accessories for pontoon boats.
- Fishing Livewells: The cost of adding a fishing Livewell to a pontoon boat varies. As an add-on, it may cost as low as $200. However, when added to a model that did not come with one, it may cost close to $2000.
- Bimini Canopy: A Bimini canopy is essential to protect the persons on board from the scorching sun. They usually cost $700 or more.
- Ski Tow Bars: Many pontoon boats come with tow bars. However, some do not. Luckily for water enthusiasts, there is the option of upgrading the boat with a ski tow bar. It will set the user back $200 – $700.
- Ski Ladders: A ski ladder is essential for getting back into the boat after a swim. Ski ladders cost between $200 – $500.
- Full Enclosure: Those who want something to cover the boat fully may wish to invest in a full enclosure. Enclosures start at about $2000.
Conclusion
In conclusion, understanding the full range of costs associated with pontoon boats is crucial for making a smart investment. From the initial purchase price to ongoing maintenance, insurance, and storage fees, these expenses can add up over time. By carefully evaluating your budget and needs, you can find the perfect pontoon boat that balances both affordability and enjoyment. Whether you’re a first-time buyer or upgrading your current boat, being aware of all the potential costs ensures you’ll be fully prepared to enjoy your boating adventures without any surprises.